Life in Spain
Life in Spain

Life in Spain – a guide for expats

Life in Spain

Life in Spain – a guide for expats and people planning to relocate

Updated: 2026 Reading time: 10 min

A comprehensive guide to life in Spain — find out everything about relocating, the cost of living, health insurance and residency.

Want to find out more about buying property in Spain? Read our guide to property in Spain for Poles to learn about every aspect of the purchase.

How to move to Spain?

Moving to Spain is a decision that can change your life. Spain offers a sunny climate, a high quality of life and a welcoming atmosphere for expats from all over Europe. Find out how to prepare for the move step by step.

Documents

EU citizens do not need a visa. An ID card or passport is enough. Registration is NOT required for stays of up to 3 months.

Housing

Renting or buying a property. Rental prices start from €500/month for a flat, and purchase prices from €1,200/m².

Relocation

Removal companies offer services from €1,500. You can also move on your own using your own car.

Car

A Polish driving licence is valid for 6 months. After that you can exchange it for a Spanish one or register your vehicle.

Address

Once you have registered your address (empadronamiento), you will receive a Spanish NIF and access to all public services.

Phone

SIM cards are available from €10. The main operators are Vodafone, Orange, Movistar and MásMóvil.

How much does life in Spain cost?

Monthly costs (approximate)

Flat rental (50m²) 500-800 €
Utilities (electricity, water, gas) 100-150 €
Internet 30-50 €
Mobile phone 20-40 €
Public transport 40-50 €
Food 300-400 €
Total 990-1,540 €

Example prices

Coffee in a café 1.50-2.50 €
Lunch in a restaurant 10-20 €
Bus ticket 1.50 €
Petrol (1 litre) 1.50-1.70 €
Cinema ticket 8-12 €
Gym membership 30-50 €

Read more: Find out about the costs of buying property in Spain - all the taxes and fees.

Healthcare in Spain

Public healthcare

EU citizens have access to public healthcare once they register with the seguridad social system. An EHIC card or a UK Global Health Insurance Card is required.

Health centres (Centro de Salud)

Primary medical care in every town

Family doctors

Available at every health centre

Hospital emergency departments

Available 24/7 in larger towns and cities

Private insurance

Many expats opt for private insurance to get faster access to specialists.

Popular insurance companies:

  • Sanitas
  • Adeslas
  • Mapfre
  • AXA
  • Cigna

Insurance prices: €50-150/month depending on the level of cover

Residency in Spain

For EU citizens

Citizens of the European Union have the right to free movement and may stay in Spain for up to 3 months without registering.

  • Stay of up to 3 months - no formalities
  • Stay of more than 3 months - registration required
  • Registration certificate (Certificado de Registro)

Required documents

  • A valid passport or ID card
  • Proof of health insurance
  • Proof of sufficient financial means
  • A tenancy agreement or proof of property ownership

Tips for new residents

Learn Spanish

Although people in tourist areas speak English, knowing some Spanish will make everyday life much easier.

Spanish time

Spaniards eat late (lunch at 2-3pm, dinner at 9-10pm) and rest in the afternoon (siesta). Adjust to the rhythm!

Get to know your neighbours

Spaniards are very sociable. Don't be surprised if a neighbour invites you round for a coffee or some tapas!

Local markets

Instead of supermarkets, visit the local markets (mercado) - the produce is fresher and often cheaper.

Air conditioning

In summer the temperature can exceed 40°C. Invest in air conditioning - it's not a luxury but a necessity!

Public holidays

Spain has many national and local public holidays. Check the calendar before planning any visits!

Summary

Life in Spain is a wonderful experience for anyone who values a sunny climate, good food and a welcoming atmosphere. The move does, however, require proper preparation — from sorting out the paperwork, to finding somewhere to live, to arranging healthcare.

Spain offers a high quality of life at affordable prices compared with other Western European countries. It is an ideal place for anyone looking for a fresh start or a second home in sunny Europe.

Climate Low cost of living Healthcare Quality of life

Frequently asked questions

Do I need a visa to move to Spain?
No. As an EU citizen you do not need a visa. An ID card or passport is enough. Registration (empadronamiento) is only required for stays of more than 3 months.
How much does life in Spain cost?
Monthly living costs (rent, utilities, food and transport) come to an average of €990-1,540 depending on the location and your lifestyle.
Do I have access to public healthcare?
Yes. As an EU citizen you have access to public healthcare once you register with the seguridad social system. An EHIC card or a UK Global Health Insurance Card is required.
Can I work in Spain without a permit?
Yes. As an EU citizen you have the right to work in Spain without a permit. You simply need to obtain a NIE number (Foreigner's Identity Number) and register with the seguridad social system.
How long can I stay in Spain without registering?
As an EU citizen you can stay in Spain for up to 3 months without any formalities. After 3 months you must register your stay and obtain a registration certificate.

Do you have questions about life in Spain?

Get in touch — we will help you with everything to do with moving to Spain!

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